Living Wise

Who Needs Renters Insurance? Hint: You Do!

Fire, flood, theft, liability, and even identity theft recovery can be covered by renter's insurance. None of us plan for these things to happen. And they usually happen to other people, right? Sometimes things happen to us. Renter's insurance can give you peace of mind if you need to replace your valuables, stay in a hotel or protect yourself from frivolous lawsuits.


 

Aren't I Covered By My Landlord's Insurance?

It's easy to think so, but landlord's insurance covers only the physical structure of the property; Not your belongings.

 

    

 

Renters insurance protects you and your assets as well as your liability if someone is injured while helping you move or if your dog bites someone.     

Your landlord is not obligated to pay for your belongings in the event of a fire, flood or natural disaster. Protect yourself and your assets with renter's insurance.

 

Can I Afford It?

 

Renter's Insurance is cheap! You can get several thousand dollars of insurance for less than $10 per month. Talk with your auto insurance carrier to see if they also provide renter's insurance.

    

The decision to purchase renter's insurance now could potentially save hours of frustration and hundreds of dollars later.     

 

Tell Me More!

Liability Protection can cover you if you are playing tennis and damage a neighbor's car. Dog owners can protect themselves if their dog bites someone while out on a walk. If your apartment becomes uninhabitable due to a fire or other covered peril such as a busted pipe, your insurance will help pay for your expenses to live in a hotel while your home gets repaired. Even your laundry or kennel bills can be covered. Stolen items such as your cell phone or laptop or bike can be replaced, even if stolen outside of your home. Renter's insurance is a worthwhile investment to give you peace of mind and financial security from unforeseen mishaps and unplanned expenses. Talk to your insurance carrier today.